Monday, December 16, 2013

Bitch and Backpedal (Revisited)

Monday, December 2, 2013

Childfreedom's Favorite Money-Saving Sites

UPDATE:  Double cash back today at Ebates for Cyber Monday!

Click here

Let's be honest.  One of the great things about being childfree is having more time and disposible income to do fun things like dining out and shopping.  While our childed friends are draining their bank accounts to pay for diapers, day care and soccer lessons,  we CF folk get to enjoy dining out with our friends, going on adventures, travelling and enjoying some retail therapy.

However, just because I am childfree doesn't mean I am swimming in money!  I do have a mortgage and plenty of other bills to pay.  So I try to make my disposible income go as far as possible (so I can do as many fun things as possible).  I confess.  I am a little obsessive about getting discounts.

These are 3 of my favorite tried-and-true money-saving sites. I've been a member of each for a long time and I cannot even imagine how much money these sites have saved me over the years. I NEVER shop on-line without first going to Ebates and I look forward to receiving those quarterly checks in the mail.  If I am planning to dine out, I ALWAYS check to find a good restaurant.  And I am constantly checking Groupon to see what cool offers they have going on.

Ebates is a web site portal that links you to all the popular online shopping web sites....all the biggies are on there - Apple, JC Penney, Sephora, Best Buy,,, Ebay, Walmart, Staples, Target, most of the major airlines, etc. etc. etc. The list goes on for miles. When you access any of these companies' web sites via Ebates' web site and make an on-line purchase, a percentage of your purchase is refunded back to you in the form of a cash rebate. It's really silly to shop on-line without using Ebates. If you are going to make an on-line purchase, you might as well get a rebate for it (at least, that's my philosophy). There are no costs or fees to join and no paperwork to complete. The only thing you have to do is make sure (when you shop online) to access the store you are interested in via Ebates' web site first so that you will get the rebate.

(The participating companies give Ebates a commission for bringing them customers and part of that commission gets passed on to you in the form of the rebate.)

For example, right now Target's rebate is 3%, so if you visit Target's web site (via the Ebates site) and make a purchase, 3% of your purchase will be refunded back to you in the form of a rebate.

Rebates are accummulated in your Ebates account and rebate checks are issued quarterly by Ebates. I've been using Ebates for years and those quarterly checks come like clockwork in February, May, August and November - I am always happy to get those checks because the money goes straight into my travel savings account.

If you sign up using this link you will get a bonus - a $10 gift card to a store of your choice when you make you make your first qualifying purchase (and I will get a bonus too). If you ever shop-on line, this may be a service that will really benefit you.

By now, most have heard about Groupon. Groupon emails fantastic offers out to its members via email - or you can obtain the offers by visiting Groupon's web site. Most are half-off offers. For example, an offer may be something like, “$20 worth of pastries at LeCreme Bakery for $10” or “$50 fine dining at XYZ Restaurant for $25”. If you want to participate in an offer, you sign up for it and input your payment information. If enough people sign up for the offer, it is “on” and you get the coupon for the offer. If not enough people sign up, the offer is “off” and you will not be charged.

Groupon has offers in cities across the US as well as in Canada and other countries.

To sign up for Groupon, please use this referral link and they will reward me for referring you!  (and depending on the current promotion, they may reward you too!)

I am a huge customer of sells restaurant gift certificates at a great savings.   In most cases will sell you a $25 gift certificate for $10, but I will give you a GREAT tip. Sign up with them and get on their email list because they regularly have special promotions where they discount their gift certificates 50% - 70%. So instead of paying $10 for a $25 gift certificate, if you catch one of their promotions, you can get a $25 gift certificate for $3 - $5! What a deal.

I'll tell you what I do.  When they have a 50% or 70% off promotion, I buy a bunch of certificates at once and stockpile them.  They never expire.

Use this referral link and will give me credit for referring you.